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Mortgage to Rent

What are the Mortgage to Rent and Mortgage to Shared Equity schemes?

  • If you own your home and are in danger of having it repossessed as a result of financial difficulties, the Scottish Government may be able to help you.
  • The Scottish Government operates two schemes, as part of the Home Owners' Support Fund, to help owners who are experiencing difficulty in paying any loans that are secured against their property - the Mortgage to Rent scheme and the Mortgage to Shared Equity scheme.

For more information visit the Scottish Government website.

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Due to service disruptions caused by the COVID-19 outbreak, we are currently unable to process new housing applications or changes to existing applications within normal timescales. If you applied for housing from March 2020 there may also be a significant delay in your application being assessed.

If you are homeless, or need somewhere to stay urgently, please call 0800 028 6231 so we can discuss your housing options.

To complete an online housing application you will need to register for a secure account on Fife Direct. If you already have an account, login in using your existing details.

If you already have an application and you need to update your circumstances, please do not submit a new application. Please log back onto your online application for housing and update the information required. If you have moved address please complete every section of the application, taking into account your new housing circumstances.

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